Experience.
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Vision • Clarity • Execution

The best experience comes from exceptional focus in the midst of distractions, strong courage in the face of obstacles and steadfastness in relationships to see things through.

Karl Froese – Founder & CEO
Mr. Froese founded Prospective Strategies in 2014 and brings over 20 years of leadership experience in management consulting, healthcare insurance and financial products. He has served clients as a strategic advisor and thought leader for transformative initiatives in Medicare, Medicaid and commercial programs. Mr. Froese has supported health plans, pharmacy benefit managers (PBMs), and early-stage companies in maximizing their growth opportunities through market strategy, product development and health technology solutions. He has previously held managed health leadership positions with UnitedHealthcare and Prime Therapeutics (PBM) where he advanced the growth of Medicare Advantage and Part D programs. He has also provided employee benefit design and pricing services for Fortune 500 companies with consultant Willis Towers Watson. 

Experience across domains
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Prospective Strategies has a wide range of consulting experience across the health insurance, pharmacy benefits administration and employer plan sponsorship domains. It has delivered successful outcomes with market opportunity assessment, product design and development, enterprise integration, and data enrichment solutions. Prospective has deep industry expertise with Medicare Advantage, Part D, Medicare-Medicaid Duals, and Employer Groups (EGWP, Retiree Drug Subsidy). Prospective has helped its clients define market opportunity, launch new products, shape innovation and create effective solutions.

Health Plan / Payers (Medicare/Medicaid/Commercial)

• ​Market intelligence
• Growth initiatives
• Risk and performance management
• Medicare products (MA, Part D, Medicare Supplement, Duals)
  
  

Pharmacy/PBM (Commercial/Medicare/Medicaid)

• Program development
• Product / formulary design
• PBM analytics & reporting
• Specialty pharmacy
• Medication Adherence, MTM
• Marketing content development
• 340B Programs

Employer Groups (EGWP, Retiree Drug Subsidy, Commercial)

• Services procurement and contracting
• Market research
• Employee benefits
• Plan design
• Product marketing
• Implementation